STATEMENT SAVINGS ACCOUNTS* 
 
-Minimum balance to open: $100 (under 18 - see below) 
-No service charge unless the required daily balance falls below $100  
-$1 (plus tax) monthly service charge if the daily balance falls below $100 
-Variable interest is earned on the daily collected balance 
-Interest compounded and credited monthly 
-Unlimited withdrawals in person and by ATM 
-No fee for initial ATM card and no annual fee 
-No fee for online or telephone banking 
 
 
YOUTH SAVERS CLUB ACCOUNT* 
 
-Available to savers under the age of 18 
-Minimum balance to open: $25 
-No minimum balance requirement to maintain 
-No monthly service charge for balance requirement 
-Variable interest is earned on the daily collected balance 
-Interest compounded and credited monthly 
-Unlimited withdrawals in person and by ATM 
-No fee for initial ATM card and no annual fee 
-No fee for online or telephone banking 
-Special events and contests 
-Gift for opening account 
 
*Important Notice: 
Federal Regulation and our deposit agreement limit the number of withdrawals and/or transfers that may be made from a savings or money market account by telephone/online transfer, automatic, pre-authorized transfer or check to six per statement cycle.  A *$2.00 service charge per transaction will be accessed during each monthly statement cycle if the transaction limitation is exceeded.  If transaction limitations are exceeded three times in a 12 month period, the account may be closed or converted to a checking account as required by federal regulation. 
 
* Plus applicable sales tax. 
 
Additional disclosures on rates, compounding and other account information are available upon request and at time of account opening. 
 
Go to the Rates tab on our website for current savings and other account rates. 
 
Contact a deposit service representative for further information on these and any other investment accounts!  They can be reached by phone at  
319-627-2191 or by email at info@wlsb-ia.com 
 
 
FDIC
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